Fiduciary Financial Advisor Serving Sedalia, MO and Rural Missouri
Unbiased investment advice and management from a fee-only fiduciary.
Serving Sedalia and Rural Missouri — Where Local Financial Advisors Are Hard to Find
If you've searched for a financial advisor near Sedalia and come up with slim pickings, that's not a coincidence — rural Missouri has far fewer independent, fee-only fiduciary advisors than the KC metro, which often leaves families choosing between a long drive, a big-box brokerage, or a commission-based insurance agent. I work with clients throughout rural Missouri entirely by phone and secure video call — no drive required — bringing the same fiduciary standard, fee transparency, and personal attention I'd give a client walking into my Overland Park office. **Call (913) 274-9020** and you'll talk directly with me, not a call center.
Make informed investment decisions based on math
Outpace inflation with a portfolio of dividend growth stocks
Ensure wealth transfers seamlessy to your heirs
Why Work With an Advisor Who Isn't Down the Street?
Why a Virtual Relationship Often Works Better for Rural Missouri Clients
It might seem backwards, but working with an advisor outside your immediate area can actually be an advantage. You're not limited to whichever advisor happens to have an office nearby — you get direct access to a fee-only fiduciary with 25+ years of institutional experience, the same as a client in Kansas City would. Meetings happen over the phone or secure video call, on your schedule, without a drive. And because everything — your account statements, your fee schedule, your adviser's registration — is independently verifiable online, you're not relying on trust in a local reputation; you're relying on documented, checkable facts.
Have questions before you commit to anything? Call (913) 274-9020 — a short conversation costs you nothing, and there's no pressure to sign up for anything.
Founder | Portfolio Manager
Daniel Gould
I am an independent investment adviser representative (IAR) based in Overland Park, KS. My financial services are available to individuals, families, professionals, and small business owners across the nation. With over 25 years of experience in the financial markets, I offer successful trading and portfolio management strategies developed in institutional settings.
Why trust us?
At Three Streams Financial, we are dedicated to providing personalized and comprehensive financial and retirement services. Our committed team ensures that you receive financial solutions tailored to meet your unique needs. Whether you need advice or are seeking full-service asset management, we are here to help.
HOW CAN WE HELP?
Our expertise includes:
Frequently Asked Questions
A: Yes. I am registered as an Investment Advisor Representative (IAR) under the Investment Advisors Act Of 1940. Under this federal requirement, if you’re acting in an investment adviser representative (IAR) capacity, you’re a fiduciary. As a fiduciary, I am legally obligated to put my client's interests ahead of mine and act in my client's best interests at all times. This means that I must provide advice that is suitable for my client's needs and risk tolerance and must disclose any potential conflicts of interest.
A: You can search for registrations at the SEC’s Investment Adviser Public Disclosure Website: https://adviserinfo.sec.gov/ (My CRD#: 2131294)
A: Yes. The large majority of my ongoing client meetings happen by phone or video call regardless of where a client lives, including clients in the Kansas City metro. Distance isn't a barrier to the quality of the relationship — what matters is a regular, structured review process, which I provide the same way for every client no matter where they're located.
A: Yes. I’ve chosen Charles Schwab to be the custodian for all my clients. The first thing to remember is your securities—like stocks, bonds, mutual funds, exchange-traded funds, or money market funds—held at Schwab are yours. The SEC's Customer Protection Rule safeguards customer assets at brokerage firms by preventing firms from using customer assets to finance their own proprietary businesses. I can also rest easy at night knowing that Schwab holds itself to the highest security standards when it comes to safeguarding my client’s assets. You can learn more about how your assets are protected by Charles Schwab at https://www.schwab.com/legal/account-protection.
A: No. The entire onboarding process — from our first conversation through account setup and ongoing reviews — can be done by phone and secure video call. If you'd prefer an in-person meeting, that's available too, but it's never required.
First, RIAs are legally obligated to act in your best interest. They also tend to provide more personalized services. Since they aren't paid on commission, they don't have an incentive simply to deal with only when selling something. RIAs typically have transparent fee structures, often charging a percentage of assets under management or a flat fee, which aligns their interests with yours.
Many investors are unaware of, or confused about, the various fees they may pay when investing. Not my clients! We believe in Fiduciary transparency. Our fee schedule is 0.50% to 0.95% of assets under management annually. We can also negotiate a flat fee for outside investment advice. Our minimum account size is $500,000 of investable assets. However, our services are also available to active accumulators under 45 with a minimum of only $300,000.
Ready to Talk? It Starts With a Phone Call
No forms to fill out, no obligation. Call (913) 274-9020 and ask whatever's on your mind — whether that's a specific question about your accounts or just wanting to understand what working together would actually look like.