Our Service Area
Kansas city, MO
Just across the state line from our Overland Park office, Kansas City is home to many of the working families, professionals, and business owners we serve. We meet KC-area clients in person or virtually and provide independent, fee-only advice as a fiduciary — no commissions and no product sales.
LAWRENCE, KS
We serve Lawrence households — from university families to professionals and retirees — with the same fiduciary standard we bring across the metro. Meet in person or virtually to plan your retirement income, investments, and legacy, with full transparency on every fee.
Wichita, KS
Distance is no obstacle for Wichita families: we work with clients across Kansas through secure virtual meetings. You get independent, fee-only advice held to a fiduciary standard rather than a sales quota.
St. Joseph, MO
We serve St. Joseph clients with the same independent, fee-only approach we bring to the Kansas City metro. Meet with us virtually — or in person when practical — to build a retirement and investment plan designed around your family.
Sedalia, MO
Families near Sedalia can access fiduciary, fee-only planning without a big-city firm's conflicts. We work primarily through secure virtual meetings and focus on retirement income, tax-efficient withdrawals, and long-term planning.
Three Rivers, MI
Three Rivers is part of our story, and we're glad to serve Michigan families from our Kansas base. Through virtual meetings we provide the same fee-only, fiduciary planning — retirement income, investments, and legacy — regardless of distance.
Frequently Asked Questions
A: Yes. I am registered as an Investment Advisor Representative (IAR) under the Investment Advisors Act Of 1940. Under this federal requirement, if you’re acting in an investment adviser representative (IAR) capacity, you’re a fiduciary. As a fiduciary, I am legally obligated to put my client's interests ahead of mine and act in my client's best interests at all times. This means that I must provide advice that is suitable for my client's needs and risk tolerance and must disclose any potential conflicts of interest.
A: You can search for registrations at the SEC’s Investment Adviser Public Disclosure Website: https://adviserinfo.sec.gov/ (My CRD#: 2131294)
A: The Fee-Only compensation method is considered the most transparent and objective method for financial advice. This compensation model helps to minimize conflicts of interest and guarantees that your financial advisor acts as your fiduciary, putting your interests first. Fee-only advisors are paid only by their clients for advice, plan implementation, and the ongoing management of assets.
A: Yes. I’ve chosen Charles Schwab to be the custodian for all my clients. The first thing to remember is your securities—like stocks, bonds, mutual funds, exchange-traded funds, or money market funds—held at Schwab are yours. The SEC's Customer Protection Rule safeguards customer assets at brokerage firms by preventing firms from using customer assets to finance their own proprietary businesses. I can also rest easy at night knowing that Schwab holds itself to the highest security standards when it comes to safeguarding my client’s assets. You can learn more about how your assets are protected by Charles Schwab at https://www.schwab.com/legal/account-protection.
A: We take nothing for granted. We have the independence of a boutique financial firm, but we’re backed by the power of CreativeOne Wealth, LLC, a revolutionary asset management platform and Registered Investment Advisory (RIA) firm. CreativeOne provides back-office support, ensures compliance, and continuously monitors privacy protection. You can learn more at https://adviser.creativeonewealth.com/tech.
First, RIAs are legally obligated to act in your best interest. They also tend to provide more personalized services. Since they aren't paid on commission, they don't have an incentive simply to deal with only when selling something. RIAs typically have transparent fee structures, often charging a percentage of assets under management or a flat fee, which aligns their interests with yours.
Many investors are unaware of, or confused about, the various fees they may pay when investing. Not my clients! We believe in Fiduciary transparency. Our fee schedule is 0.50% to 0.95% of assets under management annually. We can also negotiate a flat fee for outside investment advice. Our minimum account size is $500,000 of investable assets. However, our services are also available to active accumulators under 45 with a minimum of only $300,000.